Published August 06, 2008 05:48 pm - A day after Tropical Storm Edouard made landfall between Sabine Pass and High Island, the number of claims trickling into local insurance offices reflect minimal property damage brought by the storm.
Edouard insurance claims minimal
By Sherry Koonce
The Port Arthur News
By Sherry Koonce
The News staff writer
A day after Tropical Storm Edouard made landfall between Sabine Pass and High Island, the number of claims trickling into local insurance offices reflect minimal property damage brought by the storm.
“We received zero calls today related to storm damage. Somebody turned in one yesterday, but that was it,” said Craig Rankin, office manager at Allstate Insurance Company’s office at 8787 Ninth Ave. in Port Arthur.
Rankin said one of the company’s policy holders called Tuesday to report a neighbor’s carport had fallen onto his roof, he said.
A few others stopping by to make insurance payments complained of small debris in their yards, but nothing large enough to file on insurance.
Jerry Burnett, agent/owner of the Jerry Burnett Farmers Insurance Agency at 3202 39th St., in Port Arthur, said his office had received one storm-related claim.
Typically, after a strong storm, homeowners’ number one claim is for roof repairs followed by water damage and downed trees and/or fences.
On Monday, Burnett said, the office was flooded with last-minute calls from people inquiring about wind coverage, but it was too late.
“When this storm popped up Sunday morning, we could not write anything,” he said.
The time to purchase windstorm coverage is when there is no storm brewing, not after one has formed.
Since Rita struck the Texas coast in 2005, the majority of insurance companies selling homeowners’ policies have opted out of offering wind damage coverage. That is now written through the Texas Windstorm Insurance Association, and available from any licensed insurance agent in the state.
Burnett said people should purchase windstorm coverage soon enough to allow the windstorm office in Austin ample time to bind the policy.